
Rich coffee notes dance with sweet banana and decadent chocolate in this irresistibly moist loaf that transforms ordinary banana bread into something truly special. The subtle warmth of cinnamon ties everything together, creating a flavor profile that feels both comforting and sophisticated. Perfect alongside your morning coffee or as an afternoon pick-me-up, this banana bread offers a delightful energy boost that satisfies both your sweet tooth and coffee cravings.
Last weekend I made this for a friend who stopped by unexpectedly. The kitchen filled with the most intoxicating aroma as it baked - that magical combination of coffee, banana, and chocolate that seems to make time slow down. My friend, who claims to be "just a coffee person, not really into sweets," asked for a second slice before finishing her first one.
Ingredients
- Overripe bananas: The spottier and darker, the better; they provide natural sweetness and moisture
- Instant espresso powder: Delivers concentrated coffee flavor without adding excess liquid; regular instant coffee works too
- Soft light brown sugar: Adds caramel notes that complement both the banana and coffee
- Vegetable oil: Creates a moister crumb than butter; the cake stays fresh longer
- Dark chocolate chunks: Hand-chopped chocolate bars melt better than chips and create pockets of intense chocolate
- Ground cinnamon: Just enough to add warmth without overwhelming the other flavors
- Vanilla extract: Enhances all the other flavors in the loaf
- Baking powder and bicarbonate of soda: The perfect leavening combination for a well-risen yet dense loaf

Step-by-Step Instructions
- Step 1:
- Prepare the coffee base - Start by dissolving 4 teaspoons of instant espresso powder in 2 tablespoons of freshly boiled water. Stir until completely dissolved, then set aside to cool completely. This concentrated coffee solution will infuse the entire loaf with rich coffee flavor without making the batter too wet. The cooling step is crucial - adding hot coffee to your eggs could scramble them.
- Step 2:
- Combine the dry ingredients - In a medium bowl, whisk together 200g plain flour, 1 teaspoon ground cinnamon, 2 teaspoons baking powder, ½ teaspoon bicarbonate of soda, and ½ teaspoon fine salt. Whisking ensures even distribution of the leavening agents, preventing any bitter spots in your finished loaf. Set this mixture aside while you prepare the wet ingredients.
- Step 3:
- Mix the wet ingredients - In a larger bowl, combine 100ml vegetable oil, 1 teaspoon vanilla extract, 2 large eggs (at room temperature), and 150g soft light brown sugar. Whisk vigorously to break down any sugar lumps and create a smooth, emulsified mixture. The room temperature eggs blend more easily with the other ingredients, creating a better structure in your final loaf.
- Step 4:
- Add bananas and coffee - Stir the cooled coffee mixture and 350g mashed overripe bananas (about 3-4 bananas) into your wet ingredients. The bananas should be well mashed but not completely smooth - a few small lumps add welcome texture to the finished bread. The mixture will look somewhat curdled at this stage - that's completely normal.
- Step 5:
- Combine wet and dry ingredients - Pour the banana mixture into the bowl of dry ingredients. Using a wooden spoon or silicone spatula, fold everything together with a light hand. Stop mixing as soon as the flour disappears - overmixing develops gluten which will make your bread tough rather than tender. The batter should look lumpy but cohesive.
- Step 6:
- Add chocolate chunks - Gently fold in 150g of chocolate chunks, reserving a small handful to sprinkle on top. The folding motion preserves the air in your batter while distributing the chocolate evenly. I prefer hand-chopped chocolate bars over chips because they melt into beautiful pools throughout the bread while baking.
- Step 7:
- Bake to perfection - Scrape the batter into a parchment-lined 900g (2lb) loaf tin, smoothing the top gently. Sprinkle the reserved chocolate chunks over the surface. Bake in a preheated 350°F/180°C oven for 55-65 minutes. The loaf is done when a skewer inserted in the center comes out clean or with a few moist crumbs but no wet batter. If the top starts browning too quickly, cover loosely with foil.
- Step 8:
- Cool completely - This step requires patience but is crucial for perfect texture. Allow the banana bread to cool completely in the tin placed on a wire rack. Removing it too soon can cause it to break apart, as it continues to set while cooling. Once completely cool, use the parchment overhang to lift it out, then slice with a serrated knife.
The Science Behind the Moisture
What makes this banana bread exceptionally moist is the perfect balance of ingredients. The oil creates a more tender crumb than butter would, while the high proportion of bananas adds natural moisture that keeps the bread fresh for days. The brown sugar is hygroscopic (attracts and holds water molecules), further contributing to that irresistible softness that makes you reach for a second slice.

Flavor Variations
While this combination is pretty perfect as is, you can customize it to your taste. For a mocha twist, add 2 tablespoons of cocoa powder to the dry ingredients. If you enjoy nuts, fold in ½ cup of toasted walnuts along with the chocolate chunks. For holiday gatherings, add ¼ teaspoon of ground cardamom along with the cinnamon for a warming spice profile that complements the coffee beautifully.
Perfect Pairings
This bread truly shines alongside a cup of coffee - the flavors echo and enhance each other. For an indulgent weekend breakfast, try toasting a slice and adding a thin layer of salted butter that melts into the warm bread. As an elegant dessert, serve slices with a scoop of coffee or vanilla ice cream and a light dusting of cocoa powder.
My mother was skeptical when I first mentioned adding coffee to banana bread. "Why mess with a classic?" she asked. But after one bite of this version, she declared it her new favorite and requested the recipe. That's the true test of a good bake - when someone who loves the original is won over by your variation.
There's something deeply satisfying about transforming those blackened, forgotten bananas into something so extraordinarily delicious. This espresso chocolate banana bread elevates a humble classic into something worthy of serving to guests, yet it remains simple enough for everyday baking. The combination of coffee, chocolate, banana, and cinnamon creates a symphony of flavors that makes each bite a moment to savor - proof that sometimes the best recipes come from simply asking "what if?"
Frequently Asked Questions
- → Can I use brewed coffee instead of instant espresso?
- You can use strong brewed coffee, but reduce the water amount. Use 2 tablespoons of very strong coffee and skip the boiling water for the best flavor intensity.
- → How ripe should my bananas be?
- The riper the better! Look for bananas with plenty of brown spots or even mostly brown skins. These will be sweeter and have a stronger banana flavor that stands up to the coffee and chocolate.
- → Can I make this bread without the espresso?
- Absolutely! You can omit the coffee completely for a classic chocolate chip banana bread, or replace it with 1 teaspoon of almond extract for a different twist.
- → How should I store this banana bread?
- Store in an airtight container at room temperature for up to 3 days, or refrigerate for up to a week. You can also freeze slices wrapped individually for up to 3 months.
- → Can I make muffins instead of a loaf?
- Yes! Use a muffin tin lined with paper liners and bake at the same temperature for about 20-25 minutes. This recipe will make about 12 standard-sized muffins.